Retail Restaurant And Wireless Merchant

Rate: 1.79%
Transaction Fee: $0.25
Monthly Fee: $10.00

When searching for an appropriate retail merchant account, prospective buyers need to know exactly what they are doing.  The reason for this is because the right retail merchant account has the potential to boost your overall sales turnover, whilst the wrong one will do just the opposite.  There is no doubt that there are some retail merchant account providers who charge high leases and monthly fees for their services.  Other providers also have some hidden charges that the unsuspecting buyer may not immediately detect.  These are the types of merchant account providers that retail merchants will want to avoid.  Finding the right retail merchant account will always require a certain degree of market research.  Aside from this, buyers will need to familiarize themselves with all the terms and details involved with merchant accounts in general.  They need to know how retail merchant accounts work and how they can facilitate their business. 

Omni 3200 $239

The VeriFone OmniT 3200 gives you flexible payment options and the ability to accept most payment forms.  It is compatible with credit, debit, check transactions, and payment by EBT.  The triple-track card reader allows you to capture information from your customers’ drivers’ licenses when required for certain types of payment, such as EPT or check. This triple-track reader also allows the terminal to read the new smart cards.

The compact design of the OmniT 3200 makes it easy to integrate into your existing POS system.  The fact that the unit can use SoftPay makes it simple to add the OmniT 3200 to your existing programming.  Also, the unit comes with a thermal printer that prints credit card receipts quickly and efficiently.  There is no need for a separate receipt printer, and your customers will not have to wait long for their transaction to be complete.  This printer has a cover on the paper path, eliminating paper jams, which can waste money and time. 

The OmniT 3200 has two telco ports.  These ports eliminate the need for a second phone line when using the payment terminal.  The screen and keypad are similar to an ATM, so your employees and your customers will know how to use it quickly.  This saves you money by eliminating employee training seminars. 

When you need to download a new operating system to the OmniT, the built-in Flash memory makes it easy to do, as well.  Downloads happen remotely, saving your business even more time.  The terminal is compatible with both VeriTalk T, as well as ZONTALK 2000 managing software programs. 

The display on the OnmiT 3200 is backlit, and the 8 x 21 screen size is large and easy-to-read.  It displays graphics as well as text.  The menu prompts are also large and readily readable, making transactions smooth and understandable.  Finally, the screen features the ability to run in a split-screen mode, which allows merchants to display graphics and text next to each other for their customers.

Hypercom T7plus $239

The next generation T7 POS terminals are certainly a must-have.  Their key features include one-touch function activation for a wide range of transaction types, and no formal training is required.  It also eliminates paper jams with the state-of-the-art SureLoadTM printer, supports longer paper rolls for fewer paper changes, prints receipts several times quicker than previous version printers, and it is certified with major processors.  The Hypercom T7 Plus improves on the standards set by the Hypercom’s best-selling T7 generation of terminals.  It has sold well over 3 million units.  This most recent model has been specifically designed for merchants who require a compact countertop POS terminal that accepts all magnetic stripe cards and delivers quick online transaction authorizations.

The T7 Plus also features the completely revamped SureLoadTM Printer which allows paper rolls to simply be dropped in place without feeding through the slots and rollers.  Furthermore, the T7 Plus uses thermal paper, which silently and discreetly prints graphic logos directly onto receipts.  In instances where it is required, an external PIN pad can be attached.  There is availability for support for the latest smart cards and EMV-compliant software, which also come with peripheral connectivity.  The need for secondary power supplies is now removed.  The 35-keyboard is ideal for the one-step initiations of all routine functions and transactions.  Furthermore, the compatibility with previous T7 software means that certification requirements and training issues are reduced.  The T7 Plus is a practical and cost-effective solution that is sure to add value to your business as a whole.

Nurit 2085 $239

Upgrading is easy and transactions are faster with the Lipman NURIT 2085 terminal. With its ultra-speedy thermal printer working at 12 lines per second, combined with a remarkable telephone line transaction speed averaging 8 seconds, it offers significant benefits for both customers and merchants.  Small in size but large in ability, it accommodates multiple EDC transaction types. These include credit, debit, phone cards, check guarantee and truncation, electronic benefits transfer, and others.  Additional features of the NURIT 2085 include:

• Exceptional memory capacity with 256kb additional RAM
• 1 full megabyte of FLASH allowing for additional applications
• Strong 32-bit processor
• Multi-host capability with AMEX PIP.

The NURIT 2085 also comes with four programmable “hot keys” designed to increase efficiency by customizing tasks for retailers, restaurateurs, and bar owners, such as adding tips, printing server checkout reports and opening bar tabs.  Among the other functions the “hot keys” can perform are finding a transaction by card number or invoice, scrolling by server ID or card type, and default reporting by server ID or card type.  There are also four “soft keys” for finding quick and easy answers to display-driven questions.  With current and history batch reports available, large display, easy menu system, and wall or swivel base mounting, the compact NURIT 2085 makes transactions convenient as well as easy.

Wireless Machines

Nurit 8010 $799

The Nurit 8010 Wireless Palmtop is currently the smallest handheld payment terminal available. It features secure error free transactions.
You can use the Nurit 8010 as a cellular phone. The Nurit 8010 features electronic signature capture with optional touch screen capabilities.

Nutri 8010 Features Include:

Large, back-lit graphical LCD display.
Nutri 8010 is able to communicate with any of your PC's when equipped with an optional transceiver.
Rechargeable internal Lithium-Ion (Li-ion) battery pack for over 200 transaction processes per charge.
Comstar wireless(image) $399

Like its name implies, Charge Anywhere POS Software allows you to capture credit card transactions with just about any existing POS system.  Not only that, but Charge Anywhere POS Software also allows the merchant to verify customer’s checks, track tips, and manage employee clock in and out times.  Your merchandise invoice numbers are even tracked with Charge Anywhere POS Software. 

Any merchant knows that one of the challenges of running POS software is keeping up to date with all of the changing security regulations.  Charge Anywhere POS Software takes care of this concern for you.  The software comes with an encryption key management design that is in sync with ComsGate.  This means that your POS software is going to update find updates automatically, staying current with the rules and regulations you need to follow.  This keeps your customers’ information secure.  When you need to download an update, the software displays messages prompting you to accept the download.  All downloads complete wirelessly, saving time and effort.

The Charge Anywhere POS Software is neutral, which means that even if you switch POS processors, you will not have to reprogram your system.  The software is controlled by a neutral gateway, making it compatible with most systems.  The system is password protected, so you can lock any part of the system that you want to keep private, whether it is a certain transaction, or the entire payment process.

The Charge Anywhere POS Software comes with data already installed for specific industries.  You can customize your POS system for your particular business’s needs.  You will have data for towing, restaurants, retail shops, delivery services, and even chauffer services.  And, the software can be programmed for use with English, Russian, Portuguese, Spanish, or French languages.  With all of these customizable features, you can create the POS system that is perfect for your business!

Mobile scape 3000 $699

There is no other wireless payment solution for credit cards today that offers a more comprehensive service than the Mobilescape 3000.  The durable Mobilescape terminal has been designed to ensure secure and efficient payment transaction in any business environment.  The Mobilescape is user-friendly and does not require any formal training.  All the user has to do is just power up and swipe.  The Mobilescape 3000 is particularly ideal for retailers, restaurant wait staff, delivery services, home repair services, direct sales personnel, and just about any one who collects payments while they are on the move.  It is worth mentioning that the Mobilescape 3000 solution is inexpensive, and it includes hardware, software, integration services, wireless service, transaction processing, and 100 percent reliable support and maintenance.

There is no doubt that the Mobilescape 3000 will add value to your business by streamlining your daily operations and increasing your potential sales revenues.  It will also help you reduce the operational risks and costs associated with your business.  Furthermore, all these benefits can be reaped within a very short period of time.  The main advantages of the Mobilescape 3000 include instant online account access, nationwide wireless network, next day maintenance, secure online access, complete wireless capability, ease of use, and 24/hr, 7 days a week technical support that is available throughout the year.  All these features make the Mobilescape 3000 an indispensable tool for any business.  With the Mobilescape 3000, you will spend less time processing customer payments and more time focusing on other key aspects of your business.

Mobilescape 5000 $799

The Mobilescape 5000 is easily one of the most favored handheld payment processing solutions on the market today.  What is great about this device is that it is easy and ready to use, right out of the box!  There are no confusing setup processes or a need to call in for assistance just to get the machine powered up like other devices.  The screen is also backlit and features characters that are clear and easy to read for the merchant, as well as the customer, if need be.

Mobilescape 5000 is the complete payment processing solution for both checks and credit cards and will help guard merchants against bounced checks and credit card fraud.  Not only does the device accent both checks and credit cards, it is wireless, truly the first of its kind.  The terminal allows for the most secure, fast, and efficient payment transactions available on the market today, and because of that, it is easily one of the most convenient.  Because of the wireless function, this terminal is perfect for storefront merchants as well as merchants that are on the go.  Simply put, the Mobilescape 5000 is the most versatile terminal you will find that can accept both checks and credit cards.

The terminal will capture and store valid signatures on the touch screen, which minimizes losses and charge backs that often lead to business failure.  All signatures and receipts are instantly stored online for your safety and security as well as record keeping convenience.  Business will benefit from the time that is saved, because there will be no need to bring checks to the bank, and customers will appreciate the time savings of having a reliable terminal in the store at all times.

This unit will provide merchants with 24 hour a day support every day of the year. Appealing features include a durable lithium ion battery, as well as the fact that the unit is very light and easy to take along.  The Mobilescape 5000 also can be integrated with popular programs and systems, capture tips, signatures, and invoice numbers, and secure all transactions with encrypted coding.  It is simply a wonderful product for the merchant on the go or in need of wireless versatility.

Air charge

The AIRCHARGE AirSwipe swiped credit card solution has been designed to specifically enable merchants to perform swiped credit card transactions on select Java ME-enabled cellular phones.  It is worth mentioning that prospective users must ensure that their cellular phones are compatible with the product.  This innovative credit card transaction solution enables the merchant to obtain live authorizations and to capture transaction data for immediate settlement at the POS.  All transactions are swiped and as such, standard retail rates will apply.  The compatibility of a merchant account with the AIRCHARGE solution will primarily depend on which “Front-end” processor the merchant account utilizes.  Front-end processors are the gateway connection point to the credit card banking system.  This implies that most financial institutions use it.

Aircharge ZM & ASM

Aircharge NPM Swiper

Aircharge In-Vehicle AM

Aircharge DM2

In order for a customer to verify if they are compatible with AIRCHARGE, all they would simply have to do is ask their merchant processor the following question:  “who is my front-end processor?”  All AIRCHARGE solutions have a web-based gateway console feature that allows customers to access real-time reporting functions.  Other features include the ability to enter credit card transactions manually and to obtain multiple reporting options through a web-enable PC.  It should also be highlighted that AIRCHARGE is always available to assist customers in relation to any questions they might have.  If you do not need printed receipts, then it is a good idea to go for the entry level unit swipe only unit that will be compatible with your java enabled cellular phone.  AIRCHARGE also offers a multiple range of carrier options.

PinPads

Pinpad 1000 $99

The VeriFone PINpad 1000 Terminal is a compact, flexible option for debit transactions, providing advantages for both the consumer and the business manager. It incorporates both Master/Session and DUKPT (derived unique key per transaction) and allows the user to switch between the two systems with a simple reset. This dual-compatibility frees the user from having to purchase additional hardware if key management requirements change. Also, the DUKPT system ensures host synchronization during transactions, and generates a working key for every transaction. The terminal is compatible with other PIN pad applications, including VeriFone PINpad 101 and 102, and with Omni, TRANZ and ZON II XPe systems. The VeriFone PINpad 1000 meets ISO and ANSI standards for PIN encryption, key management, and Message Authentication Code (MAC), maintaining the security of the encryption key, and minimizing errors and fraudulent charges. It is compatible with other systems, including PC and ECR systems. Finally, it supports multiple languages, and so can be used internationally with the Master/Session system.

The VeriFone PINpad 1000 is small enough to fit in the hand, providing increased confidentiality for the user, and features an 8-character liquid crystal display with scrolling capability through 16 characters. The keypad has 12 keys in a 3x4 pattern, and the terminal is waterproof with its sealed-membrane construction. It can be mounted on a wall or atop a counter, and its compact design saves working space. The VeriFone PINpad 1000 is compatible with a number of accessories, including overlays, privacy shields, and various lengths of power cables.

Pinpad 2000 $99

If you are looking for the ultimate in debit card transaction security, then you need to consider the PINpad 2000.  This VeriFone product uses DUKPT key management, as well as Master/Session encryption features.  Security begins with the Master/Session method, which uses both master keys and session keys for each transaction.  The DUKPT method adds even more security by giving each transaction its own unique key.  Merchants can run both security measures at the same time or independently, depending on what their existing hardware and software supports.

The PINpad 2000 also uses the Message Authentication Code technique.  This protects every debit transaction from being tampered with when it is transferred from the merchant to the host.  Even unintentional tampering during the transfer process is damaging to your business, so the MAC technique adds a level of security that you cannot live without.

If you are looking for a way to encourage your customers to pay with their debit cards, consider the PINpad 2000.  Your customers will feel more secure when using the PINpad 2000 because they swipe their debit cards themselves.  They do not need to worry about a cashier forgetting to return their card.  The PINpad 2000 has a magnetic stripe reader on the side of the unit.  The keypad is next to the reader, making the unit both compact and easy to use. 

The PINpad 2000 will show your customers their total before they enter their PIN number.  This gives them the confidence that they are being charged the correct amount before they authorize the debit.  The unit gives both visual and audio signals if their entry is accepted or denied.