Frequently Asked Questions

1. If I have low or bad credit could I get approved?
 
Yes, you can get approved. Regardless of credit problems we have one of the highest approval rates in our industry.
 
2. What is a merchant account?
 
A merchant account also known as payment processing or credit card processing allows business to accept credit card and other forms of payment cards. Whether it is online, wireless or retail, a merchant account makes it easy for business to accommodate their clients.
 
3. How long is the approval process to receive a merchant account?
 
The majority of accounts will get approve in no more then 48 hours. Set up and shipment of your credit card terminal will be immediate upon approval.
 
4. Will I need to open a new bank account?
 
No need to open up a new account. As long as you have a business account, you can use your existing business account.
 
5. What is a chargeback?
 
A chargeback is triggered when a customer disputes a transaction. The customer has the option of contacting the merchant or getting a return on their merchandise.  If this occurs we will contact you right away to solve the situation.
 
6. Do you accept all types of business?
 
Yes. We accept all types of business such as mail order, telephone order, online based, home based business, retail and high volume, high risk merchant accounts.
 
7. How do I decide which machine, product, equipment or software is right for my business?
 
Whether you are adding to an existing business or starting a new business, we have the payment solution for your processing needs. Call us today and we will help you pick the right tools for your business- traditional, internet, mail order and home based business.
 
8. How will I receive my money?
 
The credit cars sales will be deposited directly into your checking account. Funds are usually available within two business days. For high risks account might take longer.
 
9. Do you provide customer support?

Yes. We provide toll-free technical support and customer assistance 24/7.
 
10. How do I apply for a credit card merchant account?

Click here to apply for a credit card merchant account.

Merchant Account Providers has been in business and helping customers online since 1995. Our goal has been customer service and satisfaction from the start. We strive to bring the latest technology, personal customer service and low rates to our clients.
 
Our customers and clients are nationwide- we have developed a nationwide network which operates through our processing banks to merchant banks, using the most secure and efficient credit card processing service.
 
Contact us today with any questions or if we can assist you with your credit card processing needs.
1-800-774-7597