Credit card processing software is essential whether you are looking to process a few credit card transactions or thousands. Running an e-commerce site means you will need a merchant account but how you process the credit card payments directly impacts on your customers buying experience.
There are a wide range of Credit card processing software providers on the market and you need to ask yourself a whole series of questions as to which solution you choose. Bear in mind, many potential purchasers give up very quickly if your payment mechanism at the check-out stage of your e-commerce site does not work first time, rarely you will get a second chance and almost certainly customers will not try to pay you a third time - they simply go somewhere else.
The credit card processing software solution you select must be capable of handling multiple issuers of credit and debit cards no matter where situated in the world. Keep in mind that e-commerce is a global activity and the internet is a great leveler, with the right payment process and appropriate e-commerce strategy, you are able to compete effectively with the big names on the internet such as Amazon.
Security of the transaction is paramount, merchants are the ones who suffer from internet credit card fraud because they ultimately pay for it, so make sure the credit card processing software solution you choose provides the very best in anti-fraud measures available. At the same time, you have to walk a fine line with ensuring that the verification process does not become so onerous for customers that they decide to take their business elsewhere.
Simply placing "credit card processing software" in your Google, Yahoo, MSN or whatever search engine you use will produce a mountain of providers. Some offer "free" solutions but frankly, avoid them like the plague - they are poorly supported and you have to ask yourself that when there is a questionable transaction will there be somebody on the end of the telephone to deal with the situation? Less frightening; what about platform stability? Credit card processing software is a key component of any e-commerce activity, and if for whatever reason there is an issue, how well will it be supported? What would be the cost in lost turnover biting a chunk out of your bottom line if you are unable to process credit and debit card transactions?
You need to be careful and make absolutely sure that the credit card processing software solution provider is able to deliver a secure transaction process, verify that the consumer is who they say they are, not charge you the earth for delivering the solution so it makes you unprofitable and is supported 24 hours a day, 365 days of the year.