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Buying The Right Credit Card Machine

Whether you are buying your first credit card machine for your new business, an extra one to support growing demand, a more sophisticated one to carry out additional functions or a replacement for a worn out model, you will need to buy the one that is right for you. As always, there are choices. You need to decide whether you want a traditional credit card machine or terminal and, if so, whether it should have a printer. Alternatively, you may want the added advantages that accompany the more expensive wireless credit card machines. If your business operates only on the Internet or over the phone, you may need only a software-based or virtual credit card terminal.

If a traditional credit card machine is suitable for your needs, there will be a few decisions to make about the features you select, such as printer, keypad and display. You can have the printer as a separate unit or built-in. While either choice will not affect the efficiency of your credit card machine, you may find it easier to deal with one item on the counter rather than two.

Keypads are available in varying sizes and key numbers. It makes sense to consider these options to make the operation of the credit card machine as easy and convenient as possible. The size of the display should also be taken into account, especially if you know the credit card machine will be in constant use. A bigger display provides more information at a glance and therefore saves time, always a major consideration in business.

A wireless credit card machine has great advantages when your business keeps you on the move. Their printers are built-in, thus minimizing the amount of equipment you need to carry around. They are, however, usually several hundred dollars more expensive than a traditional credit card machine. If your business operates from only one location, with your credit card machine as a permanent fixture, there is no need to spend the extra money on a wireless credit card machine.

If you want to accept credit card payments for a business that operates only on the telephone or Internet, you may not need either a traditional or wireless credit card machine. You can, instead, use software supplied by the provider of your merchant account. All you have to do is enter the card number into the credit card machine and leave the software to handle the authorization process.